Pay-ins

Collect money the way your customers pay.

Accept bank transfers and mobile money from 180 countries, matched to the right customer and settled into your Orb balance.

INCOMINGLIVE
+ ₦450,000
Bank transfer · Lagos · INV-1042
Matched
+ KSh 12,500
Mobile money · Nairobi · INV-1043
Matched
+ GH₵ 2,300
Mobile money · Accra · INV-1044
Matched
+ $1,200.00
Card · London · INV-1045
Pending
How it works

Request it. They pay locally. You get paid.

01

Create a request

Send a payment link, share account details, or create one by API.

02

Customer pays locally

By bank transfer or mobile money, in their own currency.

03

Matched and settled

Each payment is tied to its reference and lands in your balance.

Collections that reconcile themselves.

Payment links

Share a link by email, WhatsApp or invoice and get paid.

Unique references

Every payment carries its own reference, so nothing goes unmatched.

Mobile money prompts

Push a payment prompt straight to the customer's phone.

Multi-currency settlement

Keep funds in the currency received, or convert on arrival.

Webhooks

Know the moment money arrives and update your systems.

Works with cards

Add card payments to the same checkout and balance.

For developers

Ask for money in code.

Create a pay-in, then listen for payin.received.

Pay-ins API reference
await orb.payins.create({
  amount: 450000, currency: "NGN",
  method: "bank_transfer",
  reference: "INV-1042",
});